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While the NDIS continues to be rolled out across Australia until 2020, young people living in aged care may find themselves as “dual participants” – living in aged care and able to access NDIS funding. NDIS funding can be used to pay towards some (not all) of the costs of aged care accommodation and care. NDIS funding can also be used to access services in addition to the aged care services, where the aged care provider is also an approved NDIS provider these services may be delivered by the aged care provider.
Post 1 July 2014 a person's ability to contribute towards the cost of their accommodation and care is subject to a means test which incorporates both assets and income. Refer to Residential Aged Care Means Test Factsheet. The reforms removed the distinction between low care and high care, creating a single payment structure for aged care residents.
If someone is suffering from financial hardship and unable to pay for their cost of aged care, they may be eligible for financial hardship assistance for some or all of their aged care fees. Financial hardship assistance can apply to the basic daily fee, means-tested care fee and/or accommodation contribution/payment, it does not apply to extra or additional service fees.